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Lenders are Tightening Requirements – How Do You Get That New Credit Card?

It might be awhile before you're getting a constant barrage of email and traditional snail mail exclaiming how you're pre-approved for a new credit card and practically begging you to complete the signup process. Yes, in the wake of the COVID-19 pandemic, lenders are likely to be tightening their purse strings a bit and becoming more restrictive as it pertains to who they approve for new credit cards. The highly qualified consumer with outstanding credit and a steady, reliable income likely has nothing to worry about, but those with good to average credit, or those who have faced financial hardship ...Continue reading

Extra Unemployment Expiring at the End of July

As the COVID-19 pandemic began wreaking havoc on American soil and large portions of the country began shutting down in March, it was up to Congress to do what was necessary to keep the economy going and take care of the tens of millions of Americans that were suddenly out of work. This largely came in the form of the $3 trillion CARES Act, and while the bill provided bailout dollars for hard hit industries and protection loans for small businesses, it also included enhanced unemployment benefits for out-of-work Americans. Perhaps most significantly, these unemployment benefits provided workers unemployed due ...Continue reading

What is Debt Consolidation, and How Can it Help You During These Times?

The COVID-19 pandemic has presented tens of millions of Americans with financial challenges. And when such challenges arise, many times any pre-determined debt repayment plan must be reassessed as a means of weathering the storm. While experts always suggest prioritizing paying off credit card debt before anything else due to high interest rates (the average credit card interest rate is at about 19 percent), your repayment plan may have been thrown for a loop. One way to save money on outstanding debt, while still ensuring that you're paying it off and meeting your obligations, is to consolidate it. In this ...Continue reading

How Bots Are Influencing Social Media — And the Finance Sector

It's not a new issue. As early as 2018, people were talking about how Twitter bots were manipulating the stock market. Markets, both domestic and international, operate primarily upon speculation. When people say something has value, it has value. Many investors are watching social media for key signals; news investors, in particular, buy and sell frequently based on sentiment. So, what exactly are "bots," and how are they changing the way we interact and trade with each other? It's estimated that as many as 15 percent of accounts online are bots. Bots act as though they're humans. They make posts, ...Continue reading

These Companies Are Going to Work-from-Home Permanently

Work-from-Home has always had some benefits for companies. They don't need to maintain expensive offices. They can hire employees from anywhere. The barrier has usually been that the company hasn't wanted to make an investment in updating its infrastructure and processes, but many companies have been forced to do this regardless. Now that some employees are already working from home, what companies are going to be going work-from-home permanently? Facebook Planning for Permanent WFH Facebook is already planning for permanent Work-from-Home, and there's a catch: salaries will now be based on where the person is located. But this could easily ...Continue reading

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These content links are provided by Content.ad. Both Content.ad and the web site upon which the links are displayed may receive compensation when readers click on these links. Some of the content you are redirected to may be sponsored content. View our privacy policy here.

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